Donald Trump and Jerome Powell, mortgage rates drop on Powell speech
Although $200B sounds like a lot of money, the impact and longevity of Fannie and Freddie's bond purchases on mortgage rates won't be as big as the Federal Reserve's
by Matt Carter Jan 9
Pulte pledges Fannie, Freddie's help in curbing home purchases by institutional investors
Trump's promise to "ban" big investors from buying more single-family homes renews the debate over whether such a move would be legal — or make much of a dent on affordability
by Matt Carter Jan 8
Homebuyer demand sags as mortgage rates stay range bound
Applications for purchase mortgages drops for a 5th consecutive week to the lowest level since October as mortgage rates continue to hover above 6%, MBA lender surveys show
by Matt Carter Jan 7
Generational wealth, foreign buyers, rising prices: Sotheby's Luxury Outlook for 2026
The luxury market is poised for steady growth this year, with multiple factors driving the market toward a fruitful and lucrative 2026
Fannie, Freddie regulator vows to protect consumers from rising credit report fees
FHFA Director Bill Pulte's social media post dented Equifax, Experian and TransUnion shares as the Mortgage Bankers Association renewed calls to do away with tri-merge reporting
by Matt Carter Jan 6
FHA builds record reserves against a gathering storm of delinquencies
With delinquencies and debt-to-income ratios on the rise, the Trump administration is lifting foreclosure restrictions and eyeing tighter underwriting for borrowers with multiple risk factors
by Matt Carter Jan 2
Experts agree a rosier market is coming in 2026. But specifics vary
More sales, stubborn rates, home price growth. Here's where 5 major groups landed on the housing market in 2026
by Taylor Anderson Dec 31
He's been at the MBA and Fannie Mae. Here's who he thinks has the better 2026 mortgage forecast
Economist Doug Duncan weighs in on the challenges facing economic forecasters today, cutbacks in economic reports produced by Fannie and Freddie, Fed independence, and more
by Matt Carter Dec 31
updated stories of 2025
From crimes and misdemeanors to mergers and acquisitions, clients weren’t the only ones making moves this year. Here are the most-read Download columns of 2025
by Christy Murdock Dec 30
Fannie and Freddie's low-income homebuyer goals dialed back
The Trump administration claims quotas for low-income borrowers hurt the middle class. Consumer groups say multitudes of working class and minority homebuyers will be sent packing.
by Matt Carter Dec 24
Home sales could inch up even if growth stays sluggish next year
Home sales should break through the 5M mark next year as more inventory gradually comes on the market and home prices decline, economists at the Mortgage Bankers Association predict
by Matt Carter Dec 22
Cotality and Ascend licensed to generate FICO scores for lenders
Fair Isaac's Mortgage Direct License Program is aimed at eliminating mark-ups charged by credit reporting agencies Equifax, Experian and TransUnion — backers of competing VantageScore
by Matt Carter Dec 18
Freddie Mac taps retired Deloitte consultant Kenny Smith as CEO
Smith's expertise in financial services was cited as an asset as the Trump administration prepares to sell part of its ownership stake in Freddie Mac and Fannie Mae in a public offering
by Matt Carter Dec 17
picture of Wall Street bull statue, showing the role the market plays in retirement for real estate agents
Monthly purchases of $13B in mortgages and mortgage-backed securities may be taking pressure off mortgage rates — and setting the stage for a more attractive public offering
by Matt Carter Dec 15
House with a "for sale" sign in the front yard
Popular with 1st-time homebuyers, FHA loans have higher delinquency rates, and borrowers are more likely to end up underwater or in foreclosure when home prices fall
by Matt Carter Dec 12