John Wheaton, vice president of lending for Guaranteed Rate in Costa Mesa, Calif., says homebuyers who are hoping to close on a purchase this spring should obtain a fully underwritten loan approval, not just a preapproval, and they should get the 10-day process started now.
In a Google Hangout session hosted by brokerage Redfin, Wheaton said a fully underwritten approval can put homebuyers in a more competitive situation, particularly in multiple-offer scenarios. Source: blog.redfin.com.
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