The Consumer Financial Protection Bureau expects to complete a rule integrating and streamlining federal mortgage disclosures. Borrowers currently get separate disclosures under the Truth in Lending Act (TILA) and Real Estate Settlement Procedures Act (RESPA).

“Pending the results of additional testing, we expect to issue the final rule this fall, although we would not expect any implementation work to begin until” after January 2014, the bureau said this week in a semiannual update of its rule-making agenda.

Also on the bureau’s agenda: clarifications and amendments to several mortgage-related rules mandated by the Dodd-Frank Act, most of which are slated to take effect in January 2014. Source: consumerfinance.gov.

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