Price and rate shopping portal Mortgage Grader Inc. has been awarded a patent for a system that the company says will help it assess whether lenders are following new rules for qualifying borrowers, accurately pricing loan terms, and offering the best available credit terms in accordance with the Consumer Financial Protection Bureau’s “ability-to-repay” and “qualified mortgage” rules.

U.S. Patent No. 8,626,645 is the third patent granted to the Laguna Niguel, Calif.-based company, which operates

Mortgage Grader was previously granted Patent No. 7,366,694 in 2008 and Patent No. 7,680,728 in 2010 for methods it uses to help lenders evaluate borrowers and help borrowers compare loans. Source:

Show Comments Hide Comments


Sign up for Inman’s Morning Headlines
What you need to know to start your day with all the latest industry developments
Thank you for subscribing to Morning Headlines.
Back to top
Inman Connect Las Vegas is back and there are only a few presale tickets left! Register today before they're gone.REGISTER×
Log in
If you created your account with Google or Facebook
Don't have an account?
Forgot your password?
No Problem

Simply enter the email address you used to create your account and click "Reset Password". You will receive additional instructions via email.

Forgot your username? If so please contact customer support at (510) 658-9252

Password Reset Confirmation

Password Reset Instructions have been sent to

Subscribe to The Weekender
Get the week's leading headlines delivered straight to your inbox.
Top headlines from around the real estate industry. Breaking news as it happens.
15 stories covering tech, special reports, video and opinion.
Unique features from hacker profiles to portal watch and video interviews.
Unique features from hacker profiles to portal watch and video interviews.
It looks like you’re already a Select Member!
To subscribe to exclusive newsletters, visit your email preferences in the account settings.
Up-to-the-minute news and interviews in your inbox, ticket discounts for Inman events and more
1-Step CheckoutPay with a credit card
By continuing, you agree to Inman’s Terms of Use and Privacy Policy.

You will be charged . Your subscription will automatically renew for on . For more details on our payment terms and how to cancel, click here.

Interested in a group subscription?
Finish setting up your subscription