Asset decline, but no 'Grapes of Wrath' rerun 

Flickr photo by Tony the Misfit.

General financial and economic deterioration has helped mortgage rates to fall close to their lows, still fee-heavy, but a "four" in front.

The decline in all long-term interest rates is no mean achievement, days before the Treasury will auction $63 billion in longer-term paper -- the cash volume the Treasury will need every two weeks this year.

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