First American's enhanced credit-reporting services are now available to credit grantors through First American CREDCO. The service targets low- to moderate-income and first-time home buyers, particularly in the traditionally underserved Latino, African-American and Asian/Pacific Islander communities. The enhanced credit report service includes consumer assistance, verification services, consumer dispute services, rapid re-check and a non-traditional credit report, and is part of the company's broader minority home-ownership initiative launched in October 2003. The verification services enable a thorough examination and validation of all credit information available on a consumer with minimal credit history, and can be employed to further investigate and update items such as current balances on accounts older than 90 days, accounts in dispute, accounts with a severe delinquency, public records and employment. The consumer assistance channel of the service refers consumers to First...
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