Bankrate today reported total revenue of $9.3 million for the fourth quarter 2004, and net income of $6.8 million, or 42 cents per diluted share.

Fourth-quarter revenue was up 3 percent over the $9.1 million reported during the same quarter in 2003. Fourth-quarter income increased from $5.1 million, or 32 cents per diluted share.

Bankrate’s fourth-quarter results for 2004 include a legal settlement charge of $120,000, and a non-cash income tax benefit of $4.8 million related to the recognition of a deferred tax asset on the remaining portion of the company’s net operating loss benefits.

Total revenue was $39.2 million for the full year, 7 percent higher than the $36.6 million reported for 2003.

Net income for 2004 was $13.4 million, or 84 cents per diluted share, compared to $12.1 million, or 79 cents per diluted share, in 2003.

Bankrate is an online consumer-lending marketplace. Company shares shares (Nasdaq: RATE) traded at $17.05 this morning.


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