How much do you know about federal housing laws? InmanWiki contributor Leo Romero has offered a short quiz for readers to test themselves:
True or False?
- A housing community funded by a religious charity may not require that rental applicants be members of said religion.
- A loan officer may turn down a female Asian-American applicant simply because she does not have a steady job and income.
- A property owner may assign families with younger children to particular buildings, or sections of buildings, in order to minimize disturbance to other members of a community.
- With the exception of Section 811 properties, an owner may legally reject an applicant with a history of mental illness, even though he is not a danger to others.
- A rental application from a member of a protected class may be rejected if said applicant has poor housekeeping habits.
- If requested by a member of a protected class, a real estate agent may limit a home search to certain neighborhoods based on the client’s ethnicity.
- Loan officers may not require higher or lower down payments from members of an ethnic group, based on the local credit history of said ethnic group.
- Prohibiting the construction of a wheelchair ramp on a property is permissible, even if the tenant agrees to remove it at her own expense upon leaving.
- With a 421 waiver, a family may sell their house only to a fellow member of their ethnic group.
- It is sometimes allowable to indicate a preference based on religion when advertising available apartments.
Leo Romero is a certified professional of occupancy based in San Jose, Calif.
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