Long-term mortgage interest rates were flat Thursday, and the benchmark 10-year Treasury bond yield dropped to 4.51 percent.

The 30-year fixed-rate average held at 6.05 percent, and the 15-year fixed rate remained at 5.68 percent. The 1-year adjustable stayed at 5.71 percent.

The 30-year Treasury bond yield was down at 4.76 percent.

Rates and bonds are current as of 7:15 p.m. Eastern Standard Time.

Mortgage rate figures are according to Bankrate.com, which publishes nightly averages based on its survey of 4,000 banks in 50 states. Points on these mortgages range from zero to 3.5.

In other economic news, the Dow Jones Industrial Average gained 6.26 points, or 0.04 percent, finishing at 13,974.31. The Nasdaq was up 4.14 points, or 0.15 percent, closing at 2,733.57.

Stock figures are current as of 7:30 p.m. Eastern Standard Time.

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