Although more than half of those surveyed in’s Q4 Homeowner Confidence Survey believe their own home lost value in 2008, more than two-thirds appear to believe that the worst may be over.

According to the fourth-quarter-2008 survey, some 70 percent of those surveyed believe their home’s value will either increase or stay the same in the first six months of 2009, while only 30 percent expect a decrease in value.

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