Q: I am a first-time homebuyer. The asking price was $275,000, and I offered the whole thing. The home is in my son’s school district and one of the only nice ones that have come up in months. I didn’t want to lose out on the opportunity. However, the inspector found a few major problems, and my Realtor and I were present for the inspection.

First: The roof needs replacing.

Second: The seller’s husband (who is now deceased) finished the basement himself. Apparently it isn’t up to code and no permits were pulled.

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