Mortgage rates breaking records again

15-year, 30-year fixed-rate loans at all-time lows

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Rates on 15- and 30-year fixed-rate mortgages fell for a fifth consecutive week to new lows, Freddie Mac said in releasing the results of its weekly Primary Mortgage Market Survey.

The 30-year fixed-rate mortgage averaged 4.71 percent with an average 0.7 point for the week ending Dec. 3, down from 4.78 percent last week and 5.53 percent a year ago. That’s a new record dating back to 1971, when Freddie Mac began the survey.