Do the math on a real estate purchase

Mood of the Market

In this, the second in a series on how to maximize the advantage you can get from resetting your personal approach to real estate decision-making, I want to spend some time talking about work.

I hate to sound like a disgruntled, hairy-nosed old goat, but the honest-to-goodness truth is that the kids these days (age range: 15-75) just don’t have the work ethic they used to.

Everyone is looking for (and I confess, I sometimes pander, by providing) simple steps and quick tricks and workarounds and shortcuts; easy ways to overcome real estate challenges; insider secrets for solving mortgage problems; and lists of four or seven tips for resolving personal finance dilemmas that can be read in 10 minutes or less — the stuff of which the biggest and best blogs, gurus and pundits are made of, myself included.

And there’s certainly a place for this. There’s no earthly justification for today’s real estate and mortgage consumers to make decisions in a state of mystification, confusion and/or a foggy understanding of what they’re getting themselves into — or even a state of utter dependence on their professional advisers to clear things up for them.