Despite Q4 dips, home equity made a strong 2015 appearance

The market has experienced double digit growth for 13 consecutive quarters
  • In the final quarter of 2015, 120,000 residential properties fell into negative equity; however, over the course of the whole year, 1 million residential properties regained positive equity.
  • The equity share for Q4 2015 held strong at 91.5 percent, and year-over-year monetary equity gains also proved to be substantial.
  • States with the highest percentage positive equity in Q4 2015 were Texas, Hawaii, Arkansas, Montana and Colorado.

A magnified look at the state of home equity during the final portion of 2015 might appear pessimistic, but a step back indicates that the year’s fourth quarter was simply a small dip in an otherwise strong and upward trending line.