How can I afford to live in California and still buy my morning latte?

Only about a third of the state’s population can actually afford to live there

California is in the middle of a full-on crisis of housing affordability. The supply of homes for sale in our golden state has dropped off the proverbial cliff, income has not kept pace with price increases, and most folks don’t have the down payment to buy. Don’t head for the hills and go off the grid just yet. There are solutions.