What happens when a Marine-turned-software-engineer builds a flat-fee MLS company in 36 states … and then says AI might replace most white-collar jobs? You get one of the most philosophical and heated conversations on Real Estate Insiders Unfiltered.

In this episode, Jon Minerick, CEO of homecoin.com, breaks down how his flat-fee MLS model operates across 36 states and why AI in real estate could soon handle everything from pricing to contract-to-close automation.

But the conversation doesn’t stop at technology.

Hosts James Dwiggins and Keith Robinson challenge Minerick on whether AI in real estate will eliminate agents, replace white-collar jobs, and even change the structure of society. They debate universal basic income, human purpose, automation risk, and whether AI in real estate will empower top performers or wipe out the average ones.

They debate:

  • Whether flat-fee models are true competition for agents
  • Why most FSBO sellers still fail
  • The real reason Purplebricks and others collapsed
  • AI from contract-to-close: hype or inevitability?
  • Universal Basic Income’s purpose and whether humans need struggle

This episode goes way beyond real estate.

It’s about technology, status, competition and what happens when automation challenges identity. If you care about the future of your career and your industry,  you need to hear this one.

Hightlights

AI in real estate is no longer theoretical; it’s already reshaping how transactions happen.

Watch the full video above to learn:

  • Why most flat-fee real estate companies fail
  • How AI in real estate is already improving pricing and transaction workflows
  • Why DIY sellers are not the same as investors and builders
  • The difference between narrow AI, AGI and superintelligence
  • Why it will be “a terrible time to be average”

If you want a thoughtful, no-BS conversation about AI in real estate and what it means for agents, this episode delivers.

Connect with Jon Minerick on LinkedIn and X. Learn more about homecoin.com on Facebook, Instagram, X and online.

Real Estate Insiders Unfiltered is now exclusively on Inman. Tune in for agent- and team-focused content on Mondays and leadership interviews on Wednesdays each week. Listen on Apple or Spotify.

James Dwiggins is the Co-CEO of NextHome, Inc. and co-host of Real Estate Insiders Unfiltered.

Keith Robinson is the Co-CEO of NextHome, Inc. and co-host of Real Estate Insiders Unfiltered.

Follow Real Estate Insiders Unfiltered Podcast on Instagram, YouTube, Facebook or TikTok, and subscribe to their YouTube Channel.

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