First American Title Insurance Company is opening up its no-cost property title monitoring and fraud alert service to clients of its independent title agents, the company announced Sept. 14.
Agents can now offer the service to eligible homeowners whose residential owner’s title policy is underwritten by First American Title, according to a company statement. It’s the same monitoring tool the company rolled out in January for customers who close directly through its Direct Division — now extended to the much larger pool of homeowners who work with First American’s agent network.
The service watches for new filings tied to a property — deeds, liens, listings — and flags activity that could point to fraud. It rides alongside a title insurance policy rather than standing alone as a product. Homeowners who want more coverage can add an Eagle Policy or ALTA 49 endorsement at closing, or an ALTA 49.1 endorsement afterward, where available.
Steve Vincini
“Title agents are trusted advisors to the homebuyers and homeowners they serve, and they are looking for meaningful ways to help protect their clients,” Steve Vincini, president of First American Title’s Agency Division, said in a statement. “By making title monitoring available through our agents on all eligible owners’ title policies underwritten by First American, we’re providing an added layer of protection against the growing threat of real estate fraud and helping homeowners stay connected to trusted title professionals long after their purchase is complete at no additional cost.”
The timing tracks with a jump in real estate fraud risk. Cybercrime-related losses hit a record $20.9 billion in 2025, according to the FBI’s Internet Crime Report, and fraudsters are increasingly going after the equity homeowners are sitting on.
To qualify, a property needs a First American Title owner’s policy, a valid street address and residential or new-home construction status. Loan and lender’s policies, vacant land without an address and commercial properties don’t make the cut. The service is live through participating agents everywhere but Vermont, with some county-level exceptions in other states.
Agents enroll clients through AgentNet Services, where they can pull a branded QR code for sign-up. Clients still have to accept the service’s terms before monitoring kicks in.
