Overwhelmed servicers, undeserving borrowers are only part of the story
22M borrowers have less than 20% stake in their homes
Rates at or near record lows for fourth week in a row
New tool factors bankruptcy, FICO score and debt ratio into the equation
Demand for purchase loans down 9.5% from a year ago
Fannie and Freddie excluded from proposal
Survey: More than 50% would recommend loan to family, friends
Mood of the Market
Buyers have a lot to lose if they cancel deal
Feds say goal was to sue builders for alleged defects, win remediation contracts
Home loan rates hovering near historic lows
Federal regulators seek industry input on design
Even trade-up buyers, owners of multiple properties hit roadblocks
What you should know about lender 'overlays,' debt ratios
Infographic may make buyers think twice about down payment
Survey shows slight uptick in demand for purchase loans