House, Senate take different approaches on risk retention
Consumer protection agency would draft new appraisal rules
Agency would draft new requirements
Agents, brokers exempted from consumer agency's oversight
Proposed reforms would let states pass tougher laws
Real estate brokers would be exempt from purview
New agency would have power over mortgage lenders
Mortgage disclosures, prepayment penalties eyed
Vote on Consumer Financial Protection Agency pushed back
Lines drawn in battle over proposed regulatory reform
HUD still plans to implement new GFE Jan. 1