credit stress
Start paying attention to how credit-stressed consumers are right now
by Michael Krein May 4
FHA builds record reserves against a gathering storm of delinquencies
With delinquencies and debt-to-income ratios on the rise, the Trump administration is lifting foreclosure restrictions and eyeing tighter underwriting for borrowers with multiple risk factors
by Matt Carter Jan 2
Gavel over one hundred dollar bills represents Newrez' settling a complaint
The CFPB alleges mortgage servicers charged excessive late fees, assessed 'fake' private mortgage insurance premiums and made homeowners pay for unnecessary inspections
by Matt Carter Mar 8
Sagent to power loan servicing for Bank of England Mortgage
The Arkansas-based lender will use Sagent’s servicing solutions to collect monthly payments from borrowers and manage loans when homeowners get behind on their payments
by Matt Carter Jul 28
Wells Fargo fined over mortgage loan modification practices
Wells Fargo has agreed to pay a $250M fine after an investigation by federal banking regulators found fault with its practices for helping homeowners with mortgage problems
by Matt Carter Sep 13
Consumer groups push states to strengthen foreclosure prevention
Report: Servicers should be required to consider alternatives
by Inman Apr 9
REThink Real Estate
Study finds delinquencies growing as fast as workout efforts
by Matt Carter Apr 23