Matt Morris (left) and Patrick Stone talk about streamlining the closing process at Real Estate Connect San Francisco. How to streamline the closing process for your buyers and sellers

How to streamline the closing process for your buyers and sellers

Hear what title insurers and settlement services providers are doing to streamline the closing process for homebuyers and sellers from Matt Morris, CEO of Stewart Information Services Corp., and Patrick Stone, president and CEO, Williston Financial G...
By Inman News | Thursday, August 21, 2014
Screen shot of Planwise's home page. Soon any website will be able to prequalify homebuyers for a mortgage

Soon any website will be able to prequalify homebuyers for a mortgage

A partnership between real estate startup Planwise and Informa Research Services Inc. will give smaller players in real estate search a plug-and-play tool that allows them to compete with the mortgage options that tech titans like Zillow, Trulia and ...
By Paul Hagey | Wednesday, August 13, 2014
Flight to quality image via Shutterstock. 'Flight to quality' amid global unrest not helping mortgage rates

'Flight to quality' amid global unrest not helping mortgage rates

When the world is scared it wants sovereign IOUs, not mortgage-backed securities, even if government guaranteed. Unless the sovereign looks like it’s in trouble itself ......
By Lou Barnes | Friday, August 8, 2014
Tight lending image via Shutterstock. Mortgage tech provider Ellie Mae acquiring AllRegs for $30M

Mortgage tech provider Ellie Mae acquiring AllRegs for $30M

Mortgage industry software solutions and services provider Ellie Mae says it has an agreement to acquire AllRegs, whose loan product and guideline data and analytics are used by more than 3,000 companies including mortgage lenders, brokers, investors...
By Inman News | Thursday, August 7, 2014
Mortgage image via Shutterstock. Black Knight integrates tools to help lenders meet disclosure rules

Black Knight integrates tools to help lenders meet disclosure rules

Real estate data and technology firm Black Knight Financial Services is integrating two of its lender products with the goal of helping lenders meet disclosure regulations and streamline the loan closing process. The two products are Empower, an end-...
By Andrea V. Brambila | Tuesday, August 5, 2014
shutterstock_199660514 Do's and don'ts when waiting for your loan to close

Do's and don'ts when waiting for your loan to close

You have done the hard part in the homebuying process and chosen a lender and a real estate agent to work with. You have also gone out and found the home of your dreams! Best of all, your team has done a great job of negotiating the best deal for you...
By ActiveRain | Tuesday, August 5, 2014
Big data image via Shutterstock. Big Brother is watching appraisers

Big Brother is watching appraisers

The centerpiece of every mortgage application is the appraisal. Lenders originate residential mortgages on the basis of either the sale price or the appraised value, whichever is lower. If the appraisal is too high, sellers worry that they should hav...
By Peter Miller | Tuesday, August 5, 2014
Militia members being sworn into service on June 21 in the separatist stronghold of Donetsk, Ukraine. Denis Kornilov / Shutterstock.com Why mortgage rates aren't shooting up

Why mortgage rates aren't shooting up

In a world and life filled with uncertainty, it is gratifying to watch markets behave exactly as they should. Bonds and mortgages got a bad scare on Wednesday, rates up sharply, but as the full picture revealed itself rates are ......
By Lou Barnes | Friday, August 1, 2014
Elephant in the room image via Shutterstock. Zillow/Trulia merger is about home loans, not homes

Zillow/Trulia merger is about home loans, not homes

In the articles I've read dissecting the events of the last few days, I've been surprised to find virtually no reference to what I believe is a key part of the value proposition of a combined Zillow and Trulia: the monetization of products and servic...
By Vincent Turner | Thursday, July 31, 2014
Shopping for mortgages image via Shutterstock. Ellie Mae's self-service mortgage platform targets 'tech-savvy' borrowers

Ellie Mae's self-service mortgage platform targets 'tech-savvy' borrowers

Ellie Mae is now offering mortgage lenders a consumer direct solution for its Encompass mortgage management platform that can guide homebuyers through a step-by-step application process in less than 15 minutes, giving borrowers greater control and in...
By Inman News | Thursday, July 24, 2014
Mortgage image via Shutterstock. Demand for purchase mortgages still lagging

Demand for purchase mortgages still lagging

Appetite for purchase mortgages stayed flat last week, clocking in well below the same week a year ago as costlier mortgage insurance and tight credit continued to hamper demand. Applications for purchase loans increased a seasonally adjusted 0.3 per...
By Teke Wiggin | Wednesday, July 23, 2014
Business coach image via Shutterstock. Guaranteed Rate revamps agent coaching site

Guaranteed Rate revamps agent coaching site

Retail mortgage lender Guaranteed Rate has launched a new version of Partner Xchange, a coaching site for real estate professionals, that includes insights and expertise from more than 50 of the nation’s top real estate agents. Partner Xchange ...
By Inman News | Tuesday, July 22, 2014
Short sale image via Shutterstock. Short-sale negotiator prison-bound in 'property flopping' scheme

Short-sale negotiator prison-bound in 'property flopping' scheme

A former Bank of America short-sale negotiator has been sentenced to 30 months in prison and ordered to pay $5.7 million in restitution for his role in a fraud scheme in which prosecutors said he accepted bribes to sign off ......
By Inman News | Tuesday, July 22, 2014
IFM INVESTMENTS LIMITED LOGO Century 21 China Real Estate teams up with Lending Club of China

Century 21 China Real Estate teams up with Lending Club of China

Century 21 China Real Estate, the exclusive franchisor of the Century 21 brand in China, says it’s out to build its mortgage business under an agreement with the Lending Club of China that’s aimed at funneling cash from investors into ho...
By Inman News | Monday, July 21, 2014
Vault image via Shutterstock. 'Fire your loan officer' with Lenda's 'TurboTax for mortgage'

'Fire your loan officer' with Lenda's 'TurboTax for mortgage'

Real estate startup Lenda is launching a platform today that will allow borrowers to complete the home loan process online from start to finish without a loan officer as middleman.   Lenda’s platform lets borrowers receive rate quotes fro...
By Andrea V. Brambila | Tuesday, July 15, 2014
Vault image via Shutterstock. Risk-based standards for private mortgage insurers could restrict lending

Risk-based standards for private mortgage insurers could restrict lending

Fannie Mae and Freddie Mac’s federal regulator has proposed risk-based capital requirements for private mortgage insurers that homebuyers are required to use when making down payments of less than 20 percent on home purchases financed by mortga...
By Inman News | Friday, July 11, 2014
Difference of opinion image via Shutterstock. The Fed's consensus on its future intentions is SO reassuring (NOT!)

The Fed's consensus on its future intentions is SO reassuring (NOT!)

The big story of the week is the odd combination of saber-rattling by the Fed but falling long-term interest rates, mortgages just above 4 percent. First a rundown on other matters high in the news but ho-hummed in markets. Iraq ......
By Lou Barnes | Friday, July 11, 2014
House money image via Shutterstock. Demand for purchase mortgages off 10 percent from a year ago

Demand for purchase mortgages off 10 percent from a year ago

Demand for purchase mortgages climbed last week even as rates ticked up slightly and the nation geared up to celebrate Independence Day. While applications for purchase loans during the week ending July 4 were up a seasonally adjusted 4 percent ......
By Teke Wiggin | Wednesday, July 9, 2014