Tungphoto_206611600 US mortgages are the Gazinta!

US mortgages are the Gazinta!

A wild story still unfolding, most of it overseas. The result here at home: mortgage rates near 3.75 percent and the lows of the year — and the tilt in chart-pattern witch-doctoring to lower yet. Rates will rise only on ......
By Lou Barnes | Friday, January 23, 2015
5 economists 5 economists forecast the 2015 housing market

5 economists forecast the 2015 housing market

Five prominent economists forecast what 2015 will bring for the U.S. housing market after a 2014 that was a bit of a reality check in the housing recovery ......
By Daren Blomquist | Thursday, January 22, 2015
IS-GoFigure4 Go figure: winter getaways, real estate coaches and counting the cost of homeownership

Go figure: winter getaways, real estate coaches and counting the cost of homeownership

What incentives were offered to attract buyers, and how frequnetly? Where should you spend your winters? What does a real estate coach typically cover in a session ......
By Inman | Tuesday, January 20, 2015
Kunal Mehta_206927164 Which home loans are best for new buyers?

Which home loans are best for new buyers?

Renting can be a solid choice while you're saving for a down payment, but homeownership is still a better deal. So what loans are available that might assist buyers who require a low down payment so that they can become new homeowners in ......
By Hank Bailey | Monday, January 19, 2015
Tom Francis_Flickr Lower mortgage rates, courtesy of the 'gnomes of Zurich'

Lower mortgage rates, courtesy of the 'gnomes of Zurich'

A policy change by the Swiss National Bank has addled markets and governments worldwide. How to explain that your lower mortgage rate is courtesy of the “gnomes of Zurich”? The 10-year T-note has bottomed at 1.72 percent, down more than ...
By Lou Barnes | Friday, January 16, 2015
ArTono_209316574 Uncle Sam wants YOU to shop for a mortgage

Uncle Sam wants YOU to shop for a mortgage

Finding the right home can be fun and exciting. Find the right mortgage? Not so much. Nearly half of borrowers don’t shop around for the best rate before applying for a mortgage, and even if they do, only 3 out ......
By Andrea V. Brambila | Tuesday, January 13, 2015
John_Panella_96244724 Since when do lenders get to dictate property repairs?

Since when do lenders get to dictate property repairs?

Historically, one of the most onerous aspects of dealing with Federal Housing Administration loans was the inspection process. Fortunately, conventional lenders have never required much more than termite repairs. Sadly, this is all changing to the de...
By Bernice Ross | Monday, January 12, 2015
winthrop_brookhouse_243393 Mortgage rates continue to defy expectations, falling as recovery strengthens

Mortgage rates continue to defy expectations, falling as recovery strengthens

OK, make sense of this: The U.S. economy in a strengthening recovery, the Fed is in hold-me-back mode, jobs-jobs-jobs everywhere … and long-term interest rates, including mortgages, have dropped as they would in a depression. Right. Begin by st...
By Lou Barnes | Friday, January 9, 2015
FHA_select FHA slashing mortgage insurance premiums by $900 a year

FHA slashing mortgage insurance premiums by $900 a year

After raising them six times during the housing bust, the Obama administration is reversing course and rolling back mortgage insurance premiums charged by the Federal Housing Administration by enough to save homeowners an average of $900 a year. In a...
By Brittany Morris | Wednesday, January 7, 2015
Kzenon / Shutterstock.com 5 'old' arguments for buying that still work today

5 'old' arguments for buying that still work today

Hindsight is 20-20, as they always say. About four years ago, I read a Wall Street Journal article, "10 Reasons to Buy a Home," in which the author, Brett Arends, proclaimed, "Enough with the gloom and doom about homeownership." ......
By Hank Bailey | Tuesday, January 6, 2015
Kzenon / Shutterstock.com 5 'old' arguments for buying that still work today

5 'old' arguments for buying that still work today

Hindsight is 20-20, as they always say. About four years ago, I read a Wall Street Journal article, "10 Reasons to Buy a Home," in which the author, Brett Arends, proclaimed, "Enough with the gloom and doom about homeownership." ......
By Hank Bailey | Tuesday, January 6, 2015
Black Knight Financial Services, which was a publicly traded company until Fidelity National Financial bought it this year, is going public again. Big real estate data and MLS software provider going public -- again

Big real estate data and MLS software provider going public -- again

Black Knight Financial Services, a major provider of residential real estate data that also furnishes software to multiple listing services that serve more than 250,000 subscribers, is going public again. Black Knight’s technology division prov...
By Inman | Wednesday, December 24, 2014
2015 Outlook Nela Richardson on more supply and information overload in 2015

Nela Richardson on more supply and information overload in 2015

Nela Richardson, chief economist at Redfin, talks about positive economic trends, her hopes for more supply in the 2015 market, and why global events are worth watching carefully ......
By Inman | Tuesday, December 23, 2014
Merry Christmas image via Shutterstock. Merry Christmas for short sellers: Mortgage debt forgiveness is back

Merry Christmas for short sellers: Mortgage debt forgiveness is back

A comprehensive tax bill that reinstates protections for distressed homeowners shielding them from having to pay taxes on mortgage debt forgiven in 2014 is headed for President Obama’s desk. The tax break on forgiven mortgage debt, and another allo...
By Brittany Morris | Wednesday, December 17, 2014
Healthy economy image via Shutterstock. US economy no longer fragile and accident-prone

US economy no longer fragile and accident-prone

Markets are moving in dramatic fashion, obscuring the improving U.S. economy. Or vice versa. Our 10-year T-note fell to 2.08 percent today, mortgages attempting to crack 4 percent. The German 10-year is at a new all-time low of 0.627 percent ......
By Lou Barnes | Friday, December 12, 2014
fanniefreddie3percent_select Fannie, Freddie taking loans with 3 percent down again

Fannie, Freddie taking loans with 3 percent down again

Fannie Mae and Freddie Mac are ready to ramp up purchases and guarantees of mortgages in which borrowers put just 3 percent down, and first-time homebuyers will be able to apply for the loans as early as next week, Federal ......
By Brittany Morris | Monday, December 8, 2014
American Spirit / Shutterstock.com Look for Fed to tighten before it sees the whites of inflation’s eyes

Look for Fed to tighten before it sees the whites of inflation’s eyes

Surprise, surprise: November employment data released today were off-the-chart strong. Estimates for November payrolls had called for a gain a little over 200,000 jobs, but at 6:30 a.m. New York time, screens all over the world flashed NOV PAYROLLS P...
By Lou Barnes | Friday, December 5, 2014
Solutionstar is set to acquire title insurance and settlement services provider Title365 Portal that has its sights set on Zillow acquires Title365 for $36 million

Portal that has its sights set on Zillow acquires Title365 for $36 million

In another step in its quest  to build an end-to-end real estate marketplace that will outdo top real estate portals Zillow, Trulia and realtor.com, HomeSearch.com operator Solutionstar is set to acquire title insurance and settlement services provi...
By Andrea V. Brambila | Wednesday, November 26, 2014