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May

13
2008

Letter to Editor

Remembering 'priceless lessons' and a napkin

By Inman News, Tuesday, May 13, 2008.
Re: 'Management team departs from eNeighborhoods' (May 13)

Dear Editor:  more...

May

12
2008

Letter to Editor

Wall Street, lenders, agents share blame

By Inman News, Monday, May 12, 2008.

Re: 'Bring on the short sales, foreclosures' (May 9)

Dear Editor:

Whatever happened to: "Do unto others as you would do unto oneself?"  more...

May

9
2008

May

7
2008

Letter to Editor

Simple rules for disclosure, inspections

By Inman News, Wednesday, May 7, 2008.

Re: 'Home inspection advice called 'anti-Realtor'' (May 6)

Dear Editor:

After 30 years as a Realtor the same problems keep coming up: What to disclose, who to use for inspections.

It is a very simple fix. I tell my sellers: "If you have to ask, 'Should I disclose something?' then you have to disclose that item.  more...

May

5
2008

Letter to Editor

Down payments overshadow reserve issues

By Inman News, Monday, May 5, 2008.

Re: 'Lenders wise to beef up default-risk reserves' (May 5)

Dear Editor:

Briefly stated, in the last 10 years or so lenders have done everything they could to offer everything but "PMI type" products because the alternatives were easier to sell and far more profitable to the investors on those mortgages. Now, though I agree a higher private mortgage insurance and lender reserve standard would help in the future, we have a deeper problem.  more...

May

1
2008

Letter to Editor

No responsibility for actions

By Inman News, Thursday, May 1, 2008.

Re: 'Judges should have say in mortgage modifications' (May 1)

Dear Editor:

Woe is me, woe is us! Why don't we all just stop making mortgage payments (which are based upon our "promise" to pay), wait for foreclosure, file bankruptcy and then have a judge reduce the principal balance, the interest rate and the monthly payments?  more...

Guest Perspective

Judges should have say in mortgage modifications

By Marcie Geffner, Thursday, May 1, 2008.
Marcie Geffner

The Mortgage Bankers Association recently fought off federal legislation that would have allowed bankruptcy judges to modify residential mortgages. The MBA's victory was a huge success for lenders, but an unfortunate loss for homeowners who have declared bankruptcy.

Lenders had good reason to dislike the proposal, which would have shifted some of the power over mortgages from lenders' loss-mitigation departments to bankruptcy judges, who might have imposed modifications that the lenders wouldn't have liked.  more...

Apr

30
2008

Letter to Editor

Lenders should be honest about closing costs

By Glenn Roberts Jr., Wednesday, April 30, 2008.

Re: 'Best loan in today's market: fixed or adjustable?' (April 30)

Dear Editor:

In my book, choosing the right lender is simple. One needs to find a lender that will execute, in writing, a good faith estimate disclosing all closing costs accurately.  more...

Apr

29
2008

Guest Perspective

Give homeowners incentive to stay

By John H. Vogel Jr., Tuesday, April 29, 2008.
John Vogel

We -- as a nation, as neighbors and as financial institutions -- need to find a workable solution that keeps families in their homes. With 200,000 foreclosure notices going out to homeowners every month, we need to let families know that help is on the way.  more...

Letter to Editor

Realtor wants compensation guarantee

By Glenn Roberts Jr., Tuesday, April 29, 2008.

Re: 'Industry reacts to short-sale rule changes' (April 28)

Dear Editor:

I agree that the MLS systems NEED to adopt a ruling that all listings placed in the MLS have a guaranteed compensation percentage.

If there is no guarantee of payment, why would any Realtor show the property?

We do want what is best for our clients, but not if we are working for free.

Susan Vaughn
Realtor
Prudential Tropical Realty
Clearwater, Fla.

   more...

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