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Giving credit where credit is due

Real estate innovator: CreditXpert helps home buyers get best mortgage rate

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Editor's note: In this four-part series, we highlight four of the finalists for the 2005 Inman Innovator Award and profile their contributions to the real estate industry. This year, 66 real estate, technology and media firms have made it to the final nomination round and will compete for the coveted awards. (See Part 1: Give us this day our daily leads; Part 2: OnBoard LLC founders make sense of real estate data; and Part 3: Search real estate and ye shall find 'WhereToLive') Maryland mortgage broker Carl Delmont hates having to disappoint a client. So when he heard about CreditXpert, which can help applicants get better interest rates or loans they might not otherwise get, he decided to try it. Nearly seven months later, he's glad he did. Delmont, who founded Hunt Valley, Md.-based Freedmont Mortgage in 1993, said he has used CreditXpert for 400 to 500 clients since he first began using the tool in December 2004. The tool has helped many of them get a better deal, h...