NAR: Fear of rising mortage rates could spur buyer demand

Fannie Mae economists predict rates will stay near 4 percent through 2013

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If mortgages rates are headed up — and not everyone agrees that they are — that could create a drag on housing markets, warns Lawrence Yun, chief economist with the National Association of Realtors.

Rates on 30-year fixed-rate mortgage have been below 4 percent for 15 weeks, averaging 3.92 percent with an average 0.8 point for the week ending March 15, Freddie Mac said in releasing the results of its latest Primary Mortgage Market Survey.