Gen-X equity still hurting 10 years after housing crash

  • Gen-Xers have a loan-to-value ratio of 70 percent -- only 6 percentage points lower than millennials -- when they should be closer to baby boomers' 45 percent ratio.

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Although most experts would agree the housing market has mostly recovered, some Gen-Xers are still behind millennials when it comes to building equity because their area’s home values haven’t rebounded.