federal flood insurance lapse
Real estate industry groups expect lawmakers to pass a temporary reauthorization of the National Flood Insurance Program, but push for a long-term solution that includes reforms
by Matt Carter Dec 9
Trump signs bill curtailing sale of mortgage trigger leads in 180 days
After the bill takes effect in March, credit bureaus will still be able to sell trigger leads to a borrower's current mortgage lender, loan servicer, or any bank or credit union they have an account with
by Matt Carter Sep 5
Mortgage trigger leads will be less crazy, but they ain't going away
Loopholes in new law mean credit bureaus will still be able to sell applicants' information to their current lender, servicer or bank — a boon for lenders who also service their own loans
by Matt Carter Aug 5
Mortgage lenders ask for more guidance on VantageScore 4.0
FHFA Director Bill Pulte is reportedly 'on thin ice' with several Trump administration officials over lack of communication on new Fannie Mae and Freddie Mac credit score policy
by Matt Carter Jul 11
CFPB rescinds dozens of policies as court battle over its fate rages on
A hearing on an order barring the Trump administration’s move to fire all but 200 of the CFPB’s 1,700 employees is set for Friday, with Democrats calling it an attempt to dismantle the bureau
by Matt Carter May 13
Project to tackle appraisal bias continues with Nov. 1 hearing
The public is invited to join leaders from the American Bankers Association and mortgage giants Fannie Mae and Freddie Mac for an Appraisal Subcommittee hearing on tackling bias
by Matt Carter Oct 23
A businessman signing documents
Mergers, integrations, acquistions, partnerships and more
by Inman Dec 10
Are mortgage borrowers paying for the costs of TRID?
American Bankers Association survey says banks are struggling under the compliance burden — and it’s trickling down to consumers
by Amy Tankersley Mar 3
QM rule
Leaders across real estate industry urge CFPB to implement ‘hold-harmless’ period for liability under new regs
by Amy Tankersley May 26
Bankers worried about TRID software hiccups
Vendor delays could limit bankers’ ability to offer some loan products, according to American Bankers Association survey
by Amy Tankersley May 18