The Federal Housing Finance Agency says risk-based fee increases are aimed at ensuring the mortgage giants' safety and soundness, not to subsidize fee waivers for buyers of limited means
Industry groups continue to object to new Fannie and Freddie fee aimed at some riskier borrowers as a burden on lenders and middle-class consumers
The Consumer Financial Protection Bureau proposed on Monday a shift from DTI ratios to a price-based approach to improve qualified mortgage access
Reel in first-time buyers by educating them on the process and giving them financial health tips
Rules differ depending on the federal agency backing the loan
Fannie Mae survey shows some lenders apply stricter standards than what their investors require, leaving some borrowers out in the cold
Bid to boost capital reserves also includes changes to reverse mortgage offerings
Temporary exemption will allow government-backed loans to exceed 43 percent DTI
Why some think new rules are a 'drag' on the market
New tool factors bankruptcy, FICO score and debt ratio into the equation
Rent it Right
Congress, interest groups form unlikely alliance to oppose plan
Fast track to mortgage approval
Mood of the Market
Worries about oversight, maximum debt ratios persist