Company had sought debt exchange
Report: 'Unprecedented backlog going into 2009'
Without refi requirement, default could collapse finances
Default risk affects loan's salability on secondary market
Lenders have established ties to agents, brokers
DataQuick: Activity may be 'nearing a plateau'
Part 5: Fixing the housing finance system
Some fear monies, deposit will be lost when property changes hands
Spike blamed on major lender's reporting policies
Data company reports month-to-month drop