HUD taking comments on FHA rule change until Aug. 15
All borrowers will now need 3% down payment
Flexible down-payment programs help many seal the deal
Being flexible is the name of the game
Increased FHA loan limits part of compromise plan
Negative equity is more likely for buyers of lowest-value homes
Successor will tackle FHA expansion, RESPA reform
Mortgage insurer latest to tighten underwriting standards
HUD must reopen rule-making process