Debate over title insurance alternatives is heating up again
Republican attorneys general in 14 states urge Fannie Mae and Freddie Mac's federal regulator to kill a pilot program that allows some borrowers to refi without obtaining title insurance
by Matt Carter Jul 25
Biden's relaxed new Freddie, Fannie refi requirements irk title industry
In a pilot program announced last week, the Biden administration cleared the way for Fannie Mae and Freddie Mac to let some homeowners refinance mortgages without paying for title insurance
by Matt Carter Mar 11
Regulator rescinds new Fannie, Freddie fee for riskier borrowers
Lending industry groups like the Mortgage Bankers Association called fee based on borrower's debt-to-income ratio 'unworkable'
by Matt Carter May 10
Fannie and Freddie's fees going up Monday despite lender objections
The Federal Housing Finance Agency says risk-based fee increases are aimed at ensuring the mortgage giants' safety and soundness, not to subsidize fee waivers for buyers of limited means
by Matt Carter Apr 26
Mortgage, tech experts invited to brainstorm ideas at 'TechSprint'
Fannie Mae and Freddie Mac's federal regulator will host Velocity TechSprint, a problem-solving challenge for product developers and data scientists in nation's capital July 10-13
by Matt Carter Apr 7
Fannie, Freddie ordered to slash fees for many first-time homebuyers
Regulators order mortgage giants to eliminate upfront fees on many purchase loans in order to help first-time homebuyers of limited means, the Federal Housing Finance Agency said Monday
by Matt Carter Oct 25
Senate narrowly confirms Sandra Thompson to lead Fannie, Freddie regulator
49-46 party-line vote follows Republican leader's call for a referendum on the Biden administration’s 'radical housing policy'
by Matt Carter May 26
Fannie, Freddie fees on 2nd homes, conforming jumbos go up April 1
Mortgage giants ordered to exempt first-time homebuyers from increases, which could boost private lending
by Matt Carter Jan 18
Fannie and Freddie must factor in climate change risks: FHFA
Climate change is seen as 'an emerging and increasing threat to US financial stability,' according to guidance issued by the Federal Housing Finance Agency
by Matt Carter Jan 3
The biggest mortgage, lending and housing finance stories of 2021
The rise of Power Buying, regulatory battles, Fed tapering and big acquisitions rattled lending decisions and homebuyer game plans during a momentous year for the mortgage industry
by Matt Carter Dec 29
Biden picks Sandra Thompson to lead Fannie and Freddie regulator
Questions about the future of the mortgage giants remain, but lending industry welcomes veteran regulator to lead FHFA
by Matt Carter Dec 14
Record increase in Fannie, Freddie loan limits fuels debate
An 18% increase in conforming loan limit, to $647,200, is the biggest leap in records dating to 1970
by Matt Carter Nov 30
Fannie, Freddie regulator wants to help more low-income homebuyers
The Federal Housing Finance Agency wants at least 35 percent of purchase loans to go to low- and very low-income borrowers
by Matt Carter Aug 18
New Fannie Mae rule may help renters qualify for a mortgage
Consistent rent payments can boost prospects of borrowers with thin credit files
by Matt Carter Aug 11
Strong Fannie, Freddie results set the stage for debate over their future
Mortgage giants benefited from rising home prices and a surge in refinancings prompted by falling interest rates
by Matt Carter Aug 3