Appraisal ethics rule under review after federal scrutiny
The ethics rule in question, which some regulators argue doesn't clearly state that housing discrimination against protected classes is illegal, was contested by 8 federal agencies
by Andrea V. Brambila Mar 11
Fannie and Freddie must factor in climate change risks: FHFA
Climate change is seen as 'an emerging and increasing threat to US financial stability,' according to guidance issued by the Federal Housing Finance Agency
by Matt Carter Jan 3
The biggest mortgage, lending and housing finance stories of 2021
The rise of Power Buying, regulatory battles, Fed tapering and big acquisitions rattled lending decisions and homebuyer game plans during a momentous year for the mortgage industry
by Matt Carter Dec 29
Home price growth in New England states slows to a crawl in October
Home prices have continued to rise quickly throughout the US, but price growth halted in October in the Northeast, according to the Federal Housing Finance Agency’s House Price Index
by Daniel Houston Dec 28
The million-dollar question: Do $1M Freddie Mac mortgages conflict with affordable housing mission?
Redwood Trust, which issues 'jumbo' loans that are off limits to Fannie and Freddie, said in a new critique that costlier markets are better served by private lenders
by Matt Carter Dec 8
Record increase in Fannie, Freddie loan limits fuels debate
An 18% increase in conforming loan limit, to $647,200, is the biggest leap in records dating to 1970
by Matt Carter Nov 30
Home price hikes persisted in Q3 as September signaled growth decline
Prices rose 4.2 percent in the third quarter of 2021 and were up 18.5 percent over the same time last year, according to the latest House Price Index by the Federal Housing Finance Agency
by Daniel Houston Nov 30
More lenders jumping the gun on historic Fannie, Freddie loan limits
Rocket Mortgage and United Wholesale Mortgage — the nation's top 2 lenders — and at least 6 others are raising conforming loan limit to $625K ahead of FHFA announcement
by Matt Carter Oct 13
Fannie, Freddie loan limits set for record 50-year leap in 2022
Lenders are betting home prices kept rising in third quarter, and that they'll be able to sell bigger loans to Fannie and Freddie once conforming loan limit officially goes up on Jan. 1
by Matt Carter Oct 5
Home prices continued to see record gains in July: FHFA
US home prices rose 1.4% between June and July 2021, and 19.2% year over year, according to a price index released Tuesday by the Federal Housing Finance Agency
by Lillian Dickerson Sep 28
Regulators loosen reins on Fannie and Freddie
Biden administration suspends limits on mortgages secured by second homes and investment properties
by Matt Carter Sep 15
Fannie and Freddie must submit equitable housing finance plans
Plans are intended as roadmap for reducing racial, ethnic homeownership gap over the next 3 years
by Matt Carter Sep 7
US home prices continued rapid climb in the second quarter: FHFA
The second quarter of 2021 marked the 40th consecutive quarter of home price increases, according to Federal Housing Finance Agency data. Prices were up 17.4% year over year
by Lillian Dickerson Aug 31
Deep dive into mortgage data claims glaring racial disparities
Journalists at watchdog say credit scores and algorithms used by Fannie Mae and Freddie Mac could be to blame
by Matt Carter Aug 26
Fannie, Freddie regulator wants to help more low-income homebuyers
The Federal Housing Finance Agency wants at least 35 percent of purchase loans to go to low- and very low-income borrowers
by Matt Carter Aug 18