Fed will lift off from 0 percent this year unless the economy swoons
Markets fear Fed tightening in the face of flat wage growth, falling inflation
Housing is already a drag on this economy
Oil prices should hold inflation down
Consumers pocket cash saved at the pump
Downward pressure on US long-term rates still very strong
Decline in long-term rates may signal imminent slowdown
Investors can sell, but will they buy mortgage-backed securities?
Swiss National Bank's surprise move creates uncertainty about other central banks
Any refi that recaptures costs in 18 months or less is worth doing
Recovery continues to be first in 80 years not driven by housing
Can accelerating US recovery reach escape velocity?
Overseas cash running scared into US bonds and mortgages
Strong employment numbers should give Central Bank confidence to take action
US economy is OK, but not accelerating