Home

Write what you know Premium Content

By Kris Berg, Wednesday, October 1, 2008.

My writing tends to have a read-between-the-lines style. Many get it, and I was reminded recently that some don't. So today I will be as clear as a San Diego/Santa Ana day. This is about journalism and its many flavors, be it citizen blogger or professionally trained student of the medium. It is about authority and responsibility, and about how the two don't always coexist.

   more...

Termite damage a nightmare to fix

By Bill and Kevin Burnett, Wednesday, October 1, 2008.

Q: I had a termite inspection done on my home. Now I must find a reputable contractor to do the work. The work to be done is extensive, and I feel it will be costly. The termites have damaged the rim joist, mudsill and subfloor in the subarea. Termite evidence was also noted in the subarea that appears to extend into inaccessible areas and should be treated.

I would appreciate any help that you can give me, as I have no idea where to start.  more...

Can lender challenge loan data after closing?

By Tom Kelly, Wednesday, October 1, 2008.

The mortgage meltdown has brought a return to the process of proper verification of a borrower's assets. But just how long is the information stated on your home-loan application considered valid? If you retire or lose your job after your loan closes, can the lender demand payment in full?

Those questions, and others like them, were raised recently by a longtime nurse whose lender demanded that a "reverification form" be signed at closing. She was especially concerned because she had already given financial information -- bank deposits, stocks, income -- at the time of application.  more...