• loanDepot researched how candidates' housing and finance policies will impact voters' decisions at the polls this November. According to the survey, 21 percent of Americans said candidates' housing and finance policies will influence their vote.
  • Nearly 25 percent of voters predict they'll be worse off financially in 2016, while only 6 percent say they'll be better off.
  • When voters are broken down by age, millennials are worried the most about their financial prospects. Thirty-six percent say they don't make enough money, and 46 percent are worried about having the credit to get home loans.

The Joint Center for Housing Studies at Harvard University released its 2016 State of the Nation’s Housing report this week, giving us a snapshot of the housing issues that plague many Americans. Affordable housing, concentrated poverty and the seemingly insurmountable obstacles to homeownership make the top of the list.

On the bright side, the JCHS panelists and researchers concluded there are viable solutions to these issues — but they have to come from greater political involvement and strong legislative measures from our leaders.

Researchers at loanDepot dug deeper into the issue of government and housing with their newest report on how candidates’ proposed housing platforms will impact voters’ decisions.

According to a survey involving 1,000 interviews of adults, 21 percent of voters said candidates’ policies on housing and finance will influence their vote in November. But candidates seem to be unaware of this influence — 36 percent of voters think they are “doing a bad job at articulating housing and finance policies.”

“People across the nation told us they want to hear more from the presidential candidates about their housing and financial policies on issues like income, access to credit, interest rates and affordable housing,” said loanDepot Chairman and CEO, Anthony Hsieh in a press release. “The candidate who does a good job in communicating their policies moving forward has an opportunity to influence millions of potential voters.”


This election cycle has Americans anxious about the overall future of the nation and the future of more personal matters such as their financial stability.

Nearly 25 percent of voters think they’ll be in a worse place financially as the next president takes office.

Furthermore, Democrats seem to be more worried about their financial futures, as 50 percent said they’ll be worse off compared to the 44 percent of Republicans who echoed the same sentiment. A mere 6 percent of Americans think they’ll be better off come 2016.

When it comes to the age demographics, millennials seem to be the most worried about the possibility of homeownership being snatched from them.

Thirty-six percent of millennials said they don’t make enough money, and 46 percent are concerned about how the election will impact their ability to access credit for home loans.

Lastly, 40 percent of millennials said the next president needs to focus on how to make housing more affordable for the middle and lower classes within the first 100 days.

Email Marian McPherson.

Connect with me on Facebook!

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