Federal Reserve committee sees some inflation risks
Fremont I&L's early defaults climbed to 6% last year
Has market slowdown impacted this niche?
Lender faces up to $7.6 million in civil penalties
Refis expected to capture 45% of market this year
Company cites lower margins, prepayments, loan losses as causes
New site also features agent, property-search links
30-year fixed rate at 5.89%; 10-year Treasury yield at 4.89%
But many sellers turned off by longer listing time
But optimism for next six months cools
Rate highest among those aged 65 and up
Opinion
Perspective: Better underwriting offers benefits to consumers
Lender faces higher credit costs, makes less-profitable loans
Offline marketing can drive Internet business
Four subsidiaries merged into single company
Prices drop as homes take weeks longer to sell