New rules for Fannie, Freddie credit scoring are stumping lenders
Mortgage giants allegedly weren't informed in advance that they'd be required to accept VantageScore 4.0, and lenders have lots of questions about how the new process will work
by Matt Carter Jul 9
Fannie, Freddie ordered to accept new VantageScore 4.0 credit score
While questions remain about details of the new policy, FHFA Director Bill Pulte says mortgage lenders must still use 'tri-merge' process to obtain scores from all 3 major credit bureaus
by Matt Carter Jul 8
AI smoothing mortgage income and employment verifications
Philadelphia-based mortgage technology provider Xactus claims its AI-powered Intelligent Verification Platform allows lenders to transform their workflows, make smarter decisions
by Matt Carter Mar 17
Credit scores are a joke
Plus 6 tips to help your clients' credit scores
by Bernice Ross Jan 18
Regulators exploring fix to protect underwater borrowers who have never missed a payment
by Ken Harney Oct 23
Will early-warning system make homeowners think twice?
by Ken Harney Apr 26
Fair Isaac: spot walkaways before they happen
by Inman Apr 25
Wells Fargo, Quicken Loans revise credit, down payment requirements
by Ken Harney Jan 31
'FICO 8': improved detection of high-risk borrowers
by Inman Oct 28