Fannie, Freddie regulator vows to protect consumers from rising credit report fees
FHFA Director Bill Pulte's social media post dented Equifax, Experian and TransUnion shares as the Mortgage Bankers Association renewed calls to do away with tri-merge reporting
by Matt Carter Jan 6
He's been at the MBA and Fannie Mae. Here's who he thinks has the better 2026 mortgage forecast
Economist Doug Duncan weighs in on the challenges facing economic forecasters today, cutbacks in economic reports produced by Fannie and Freddie, Fed independence, and more
by Matt Carter Dec 31
Fannie and Freddie's low-income homebuyer goals dialed back
The Trump administration claims quotas for low-income borrowers hurt the middle class. Consumer groups say multitudes of working class and minority homebuyers will be sent packing.
by Matt Carter Dec 24
Why the Federal Reserve won't bend to 'THE TRUMP RULE' in 2026
The next Fed chair may be more receptive to the president's calls for rate cuts, but they'll have to convince other central bank policymakers to give up their independence
by Matt Carter Dec 24
picture of Wall Street bull statue, showing the role the market plays in retirement for real estate agents
Monthly purchases of $13B in mortgages and mortgage-backed securities may be taking pressure off mortgage rates — and setting the stage for a more attractive public offering
by Matt Carter Dec 15
House with a "for sale" sign in the front yard
Popular with 1st-time homebuyers, FHA loans have higher delinquency rates, and borrowers are more likely to end up underwater or in foreclosure when home prices fall
by Matt Carter Dec 12
Department of Justice attorney Ed Martin poses in front of New York Attorney General Letitia James' Brooklyn home.
Since the original charges against James were thrown out in November, the DoJ has reportedly tried and failed to obtain indictments from two different federal grand juries
by Matt Carter Dec 11
Gen Z homebuyers
Zoomer co-buying is on the rise. Knowing what makes this generation tick and how to help them architect a deal can lead to new income streams in a stalled market, Annette DeCicco writes
by Annette DeCicco Dec 10
Trump claimed 2 homes as principal residences in the 1990s, ProPublica reports
The White House denies wrongdoing, and loans were paid off long ago, but circumstances are similar to deals involving political opponents that Trump has called fraudulent
by Matt Carter Dec 8
DoJ not giving up after second try at charging Letitia James whiffs
The Department of Justice is reportedly weighing its options after a Virginia grand jury rejected a second attempt to indict the New York Attorney General for mortgage fraud
by Matt Carter Dec 5
GAO to look into claims Pulte has weaponized Fannie and Freddie
Senate Democrats say they want a better understanding of 'what is taking place at FHFA' after the head of mortgage giants' regulator subjects four prominent Democrats to criminal referrals
by Matt Carter Dec 4
Fannie, Freddie moving to adopt more inclusive credit scores
Lenders to get historical FICO Score 10T data within weeks, setting the stage for the eventual retirement of FICO Classic score and competition with VantageScore 4.0
by Matt Carter Dec 3
SCOOP: Fannie and Freddie are cutting back on the information they publish
For the first time in 15 years, Fannie Mae didn't publish the results of its National Housing Survey in November. The survey has showed homebuyer sentiment remains weak this year
by Matt Carter Dec 2
Rep. Eric Swalwell sues Pulte, FHFA, Fannie Mae and Freddie Mac
One of four Democrats subjected to criminal referrals by Pulte, Swalwell says FHFA director 'exercises unchecked control' over the mortgage giants and has scoured their databases to concoct unfounded accusations of mortgage fraud
by Matt Carter Nov 26
Fannie and Freddie cleared to back loans of up to $832,750 in 2026
The $26,250 increase in Fannie and Freddie’s baseline single-family conforming loan limit is the smallest since 2020, but pushes the ceiling in high-cost markets to $1.25M
by Matt Carter Nov 25