Is crypto ready for prime time in housing finance? Rate thinks so
The lender’s latest move recognizes digital asset wealth within established mortgage risk and compliance frameworks
by Nick Pipitone Feb 24
Interview with Unlisted founder Katie Hill
Analysts are beginning to believe the inventory solution won't come anytime soon. One proptech founder thinks it's as easy as matching willing buyers with homes not on the market. Is she right?
by Craig C. Rowe Dec 18
Fannie and Freddie cleared to back loans of up to $832,750 in 2026
The $26,250 increase in Fannie and Freddie’s baseline single-family conforming loan limit is the smallest since 2020, but pushes the ceiling in high-cost markets to $1.25M
by Matt Carter Nov 25
HomeSmart and Lower partnering on marketing, tech and mortgages
The agreement comes on heels of Lower's acquisitions of Neat Labs and Movoto — and takes place as mortgage lenders look to real estate brokerages to win more homebuyers
by Matt Carter Oct 21
Rocket Mortgage rolls out bullish $822,550 conforming loan limit
The 2.4% increase ahead of an official announcement in November surpasses more cautious 1.5% increases adopted last month by UWM, Pennymac, CrossCountry and Rate
by Matt Carter Oct 17
As JVs struggle, Rate names top salesman to head retail mortgage
Guaranteed Rate Inc.'s retail mortgage operations named Shant Banosian as president on Wednesday as joint ventures with Compass and Anywhere Real Estate strove to generate profits
by Matt Carter Mar 5
Figure now using OpenAI's GPT to speed HELOC doc review process
When combined with a newly launched chatbot powered by Google Gemini, Figure says AI-powered doc review to save $8M while raising customer satisfaction scores
by Matt Carter Sep 30
Homebuyers get a break as big lenders redefine 'jumbo mortgage'
CrossCountry Mortgage joins Rocket, Pennymac, UWM and Rate in raising conforming loan limit above current $766,550 cap for Fannie Mae and Freddie Mac ahead of an official announcement
by Matt Carter Sep 24
UWM and Rate join the $802K conforming loan limit party
With prices rising, it's becoming standard operating procedure for big lenders like Rocket to help homebuyers avoid jumbo loan pricing by getting a jump on FHFA's official announcement
by Matt Carter Sep 18
Rocket is first mortgage lender to raise its conforming loan limits
Rocket will treat loans of up to $802,650 as conforming ahead of expected increase. Last year UWM and Rate also got a jump on the official announcement by Fannie and Freddie's regulator
by Matt Carter Sep 13
Rate has now taken 10K loan applications en Español
DHI Mortgage, Rate and CrossCountry Mortgage ranked as biggest employers of top-producing Latino mortgage originators by the National Association of Hispanic Real Estate Professionals
by Matt Carter Sep 12
Yield curve inversion fears are overblown
Opinion
Yield curves predicting recessions did so historically and will again at the end of Fed overshoots. The Fed has done no such thing this time
by Lou Barnes Aug 19
RATE coordinates real estate agent endorsements from radio personalities
Radio and Television Experts coordinates local radio endorsements for agents across US
by Paul Hagey Jul 24
Freddie Mac's Primary Mortgage Market Survey shows high rates, international volatility
Interest rates are at their highest levels since last fall as economists eye Greek crisis and Fed's expected rate hike
by Amy Tankersley Jul 6
Avoid rookie mistakes when preparing, submitting your document package
by Jack Guttentag Jan 30