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- The total U.S. loan delinquency rate was 4.45 percent.
- This is down 12.57 percent month-over-month.
- The total foreclosure pre-sale inventory rate is 1.30 percent, down 0.64 percent month-over-month.
- The preliminary April index is at 64.0.
- This is the same as the final reading in March.
- According to the index’s creator, “although the economy is improving, consumers are not completely on board with the personal consumption thus putting the brakes on the economic growth.”
Home equity rates:
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- The total mortgage portfolio increased at an annualized rate of 1.8 percent.
- Single-family refinance-loan purchase and guarantee volume was $10.9 billion in February.
- Total number of loan modifications were 3,503 in February 2016 and 6,977 for the two months ended February 29, 2016.
- The 30-year mortgage rate will stay below 4 percent until the second half of the year.
- Multifamily and single-family housing starts will increase by 200,000 units to 1.3 million this year.
- Home price appreciation should slow to 4.8 percent from 6 percent in 2016.
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