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In the second quarter of 2016, 6.9 percent of Austin homeowners were reported underwater, according to Zillow. This is a slight increase over the 6.4 percent of negative equity in metro during the same time last year.

Houston homebuyers need a salary of $52,274.68 to be able to afford a median priced home of $217,400 with a mortgage rate of 3.75 percent, according to The monthly payment Houston residents should expect is $1,219.74.

homebuyer salary requirements with mortgage rates

From entry-level to luxury homes, the Texas real estate market offers plenty of room to roam, according to Trulia, which says Austin, Dallas and Houston boast some of the highest marks in median square feet for entry-level, trade-up and luxury homes

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