The National Association of Mortgage Brokers (NAMB) is ringing the alarm with its latest white paper, saying affordability is stopping Americans from achieving life milestones like homeownership and starting families
After years of a housing affordability crunch, Congress has weighed in with competing proposals to make homeownership more possible for hopeful buyers
Affordability is improving in 37 out of the 50 most populous metros in the US as rates come down and incomes rise. However, homeownership is still out of reach for most in pricey coastal markets
Softening rates opened the door for 4.8M borrowers to refinance their mortgages in January, the highest level in 4 years. However, affordability levels remain below pre-pandemic levels
Opinion
American attitudes around home affordability will determine whether Congress treats housing as a priority or as another talking point to be dropped between election cycles
The president argued that lowering home prices would cut into Americans' wealth gains, and stressed that lowering interest rates would help homebuyers struggling with affordability
Opinion
Progress will come from dozens of reforms — legislative, regulatory, executive and local — each removing one obstacle, lowering one cost or opening one more door, Craig Cheatham writes
The South, Midwest and Mid-Atlantic dominated Zillow's buyer-friendly markets list, with homebuyers finding favorable pricing trends and greater negotiation leverage
The average 30-year fixed-rate mortgage hit 6.09 percent this week. The shift has brought average monthly housing payments down 6 percent compared to 2025
Slowed home price growth, declining mortgage rates and rising incomes will contribute to the typical mortgage payment becoming affordable in 20 of 50 of the largest US metro areas this year
Opinion
Although Trump is attempting to respond to legitimate frustrations in the housing market, the proposed ban won't increase supply, Derek Carlson writes
Help buyers understand the long-term impact of a real estate purchase instead of getting hung up on short-term market challenges, Luke Babich writes
Inflation rose at an annual rate of 2.7% in December, leading many to believe the Fed will hold rates steady this month. But if market conditions cool, a March rate cut may be in the cards
Trump's promise to "ban" big investors from buying more single-family homes renews the debate over whether such a move would be legal — or make much of a dent on affordability
The president's announcement was made against the backdrop of high inflation, which Trump blamed on former President Biden and Democrats in Congress