The Fed has been it since 2008, and now owns $1.7 trillion in home loans
Rising home prices and mortgage rates are not the culprit
Underwriting is not rocket science -- we had it right for 55 years
Commentary: Give thanks daily for the Fed and Fannie Mae
Commentary: Regulators' pullback from risk retention only prevents further tightening
Commentary: Every modern Fed tightening cycle has ended in recession
Percentage of Realtors reporting problems with appraisals also declines
Inflation, credit and cash-outs could undermine housing affordability
Lenders likely to demand larger down payments from buyers in high-cost markets
Commentary: Outstanding mortgages now below $10 trillion for first time since 2005
Commentary: Yes, real estate is better, but mortgage credit is still shrinking
Bernanke: Tight lending standards and shadow inventory muting housing sector's contribution to recovery
Members of Gen X and Y say they're more knowledgeable about homeownership
Modern economies cannot grow without credit