Equifax cuts VantageScore 4.0 mortgage credit scores to $4.50
Once Fannie Mae and Freddie Mac are ready to start accepting VantageScore 4.0, the algorithm will go head-to-head with the less inclusive FICO Classic score for conforming loans
by Matt Carter Oct 10
An image of Colin Allen with the Real Estate Insiders Unfiltered logo because he's the podcast guest discussing how politics and policy are fueling the housing crisis.
On this episode, American Property Owners Alliance’s Colin Allen breaks down the government's approach to the housing supply crisis, partisan divides and surprising bipartisan collaboration
Mortgage bankers take a stand against tri-merge credit reporting
Consumer group claims FHFA's plan to pit VantageScore 4.0 against older FICO Classic score on Fannie, Freddie loans will make 'anti-competitive natures of the credit scoring market even worse'
by Matt Carter Aug 6
Mortgage trigger leads will be less crazy, but they ain't going away
Loopholes in new law mean credit bureaus will still be able to sell applicants' information to their current lender, servicer or bank — a boon for lenders who also service their own loans
by Matt Carter Aug 5
The importance of using a 5-pronged tenant screening process
Whether you manage one property or 10, implementing a structured screening process is one of the best investments you can make in your real estate business, Ryan Barone writes
by Ryan Barone Apr 29
AI smoothing mortgage income and employment verifications
Philadelphia-based mortgage technology provider Xactus claims its AI-powered Intelligent Verification Platform allows lenders to transform their workflows, make smarter decisions
by Matt Carter Mar 17
Credit reports should be non-negotiable in divorce proceedings
Credit reports offer a wealth of valuable insights and can be especially important in evaluating client needs post-divorce, Lindsey Harn writes
by Lindsey Harn Jul 23
HappyCo unveils joyful AI solution for multifamily property managers
JoyAi, a large language model, automates everything from real-time scheduling and technician-matching to 24/7 resident communications and more, according to an announcement Tuesday
by Craig C. Rowe Apr 11
Entrata shores up tenant credit reporting with Rent Dynamics
Multifamily proptech Entrata acquired Rent Dynamics, which offers software that assists landlords in reporting positive rent history to credit bureaus and other features, Entrata says
by Craig C. Rowe Jul 13
TransUnion bets $24M in strategic partnership with Truework
Deal sets the stage for TransUnion to go head-to-head with Equifax's verification service, The Work Number, and help mortgage lenders speed up closings
by Matt Carter Jun 14
Credit scores are a joke
Plus 6 tips to help your clients' credit scores
by Bernice Ross Jan 18
10 things that need to happen for mortgages to be a click away: Part 1
It could be as easy as planning a vacation
by Tim Nguyen Sep 3