homesellers with 4% mortgages
Sellers forced to move due to a job change or life event need help making the numbers work
by Luke Babich May 11
Your lender doesn’t want you to know this mortgage hack exists
Ryan Thomson unpacks how assumable mortgages work and why they’re coming back
SoFi debuts digital HELOC offering and new advisory council
The fintech company aims to make HELOCs easier to access
by Jim Dalrymple II Apr 22
FHA builds record reserves against a gathering storm of delinquencies
With delinquencies and debt-to-income ratios on the rise, the Trump administration is lifting foreclosure restrictions and eyeing tighter underwriting for borrowers with multiple risk factors
by Matt Carter Jan 2
Fannie and Freddie's low-income homebuyer goals dialed back
The Trump administration claims quotas for low-income borrowers hurt the middle class. Consumer groups say multitudes of working class and minority homebuyers will be sent packing.
by Matt Carter Dec 24
House with a "for sale" sign in the front yard
Popular with 1st-time homebuyers, FHA loans have higher delinquency rates, and borrowers are more likely to end up underwater or in foreclosure when home prices fall
by Matt Carter Dec 12
Homebuyers came out in force last week, and rates are trending down
Applications for purchase mortgages hit a seasonally adjusted 2025 high last week, with FHA, VA, and USDA applications for less pricey homes driving the surge, MBA lender survey shows
by Matt Carter Nov 26
home equity conversion mortgage
Developer and contributor America Foy says agents are missing the boat when it comes to education on senior housing opportunities and the home equity conversion mortgage product
by America Foy Nov 13
housing construction, housing, getty
The American Enterprise Institute estimates 64% of homes sold by the largest homebuilders provide permanent mortgage rate buydowns, which often don't count as seller concessions
by Matt Carter Nov 13
New Fannie, Freddie housing goals may hurt working families
A coalition of groups has warned that the Trump administration's goals for the mortgage giants will leave up to 177K lower income homebuyers looking elsewhere for a loan
by Matt Carter Nov 4
More problems for homebuyer as government shutdown hit 30 days
Fannie and Freddie will want government employees to show they have reserves, and some homeowners are now outside 30-day grace period for National Flood Insurance Program renewals
by Matt Carter Oct 31
Shutdown slowing FHA, VA approvals; USDA loans are on hold
The FHA's Office of Single Family Housing and some of its mortgage insurance programs are 'operational but with limited services,' HUD said in bulletin to lenders
by Matt Carter Oct 8
How the government shutdown is impacting real estate
Housing data, mortgage rates, federally-backed home loans, flood insurance and the Washington, DC, housing market are all already starting to feel the impacts
cityscape
In case you were head down in the Compass merger news last week, we've put together a roundup of the market stats and how-tos you may have missed
by Christy Murdock Sep 29
How a government shutdown would affect real estate agents
The National Flood Insurance Program is set to lapse on Sept. 30, and federal agencies critical to processing mortgage paperwork like HUD, FHA, VA, USDA and the IRS face staff reductions
by Matt Carter Sep 25