On Memorial Day, Homes for Heroes honors families left behind
The program has returned nearly $192M to veterans, teachers, 1st responders and other heroes
by Jessi Healey May 25
Your lender doesn’t want you to know this mortgage hack exists
Ryan Thomson unpacks how assumable mortgages work and why they’re coming back
Homebuying off to strongest November start since 2022
Rebounding mortgage rates didn't stop buyers from shopping for deals last week, with requests for purchase loans up 6% last week compared to the week before and 31% from a year ago
by Matt Carter Nov 12
New Fannie, Freddie housing goals may hurt working families
A coalition of groups has warned that the Trump administration's goals for the mortgage giants will leave up to 177K lower income homebuyers looking elsewhere for a loan
by Matt Carter Nov 4
US government shutdown impacts to real estate
The longer the government shutdown lasts, the more it impacts the real estate industry. Here are the latest updates on the cusp of the shutdown's 3rd week
by Lillian Dickerson Oct 17
Shutdown slowing FHA, VA approvals; USDA loans are on hold
The FHA's Office of Single Family Housing and some of its mortgage insurance programs are 'operational but with limited services,' HUD said in bulletin to lenders
by Matt Carter Oct 8
How a government shutdown would affect real estate agents
The National Flood Insurance Program is set to lapse on Sept. 30, and federal agencies critical to processing mortgage paperwork like HUD, FHA, VA, USDA and the IRS face staff reductions
by Matt Carter Sep 25
Homebuyers take a breather as mortgage rates continue to fall
Purchase loan demand slipped last week, but rates are expected to keep falling with unemployed outnumbering job openings in July for the first time since the pandemic
by Matt Carter Sep 3
Homebuyers still have jitters about the economy and job market
Mortgage rates have stabilized and more inventory is coming online, but applications for purchase loans fell by a seasonally adjusted 6% last week compared to the week before
by Matt Carter Jul 30
VA ends key foreclosure rescue program in another setback for veterans and their families
Opinion
33K VA loans are currently facing foreclosure. Housing counselor Rachael Hite says agents need to know what is happening to their clients
by Rachael Hite Jul 4
Down payments set shrinking course for 1st time in 2 years
Down payments are declining as home prices are rising because buyers are facing affordability challenges or opting to reserve more of their cash because of economic uncertainty, Redfin said
by Lillian Dickerson Jun 16
Breaking the stigma and fighting bias around VA home loans
Misconceptions about VA home loans keep hard-working and well-prepared military veterans from the American dream of homeownership, veteran and team leader Cheryl Arroyo writes
by Cheryl Arroyo Jan 8
Homebuyers show readiness to pounce when mortgage rates dip
Requests for purchase loans picked up last week during a short-lived drop in rates, MBA survey shows, helped by gradually improving inventory conditions and economic outlook
by Matt Carter Dec 18
NAR signals worst of downturn may be over as existing-home sales rise
Annual existing-home sales increased for the first time in more than 3 years in October, according to the National Association of Realtors. 'The worst of the downturn in home sales could be over.'
by Marian McPherson Nov 21
7 tips for guiding homebuyers through the VA loan process
Are your clients considering a Veterans Affairs home loan? Let Clever Real Estate’s Luke Babich walk you through the most common pain points to help ease the process for your buyers
by Luke Babich Sep 18