financial fitness, money, finances, workout
Maintaining a healthy cash flow, controlling debt, building an emergency fund, planning for taxes and retirement — Julia Lashay Israel offers the gut check every business needs
At long last — down payment assistance is finally cool
By making homeownership more affordable, Bernice Ross writes, DPA enhances the value agents bring to the table and plays a vital role in making homeownership more accessible
by Bernice Ross May 28
5 tips for shepherding clients through mortgage challenges
Buyer demand is still robust, but affordability challenges can make it harder for clients to qualify for financing, Luke Babich writes. Here's how to help
by Luke Babich Feb 26
Supreme Court nixes $430B in student loan forgiveness
Down payment assistance, income-driven repayment still offer path to homeownership for those repaying $1.6T in student loan debt as Biden administration pledges the 'fight is not over'
by Matt Carter Jun 30
New mortgage fee won't debut until after spring homebuying season
Industry groups continue to object to new Fannie and Freddie fee aimed at some riskier borrowers as a burden on lenders and middle-class consumers
by Matt Carter Mar 17
CFPB to adopt price-based approach for qualified mortgage standards
The Consumer Financial Protection Bureau proposed on Monday a shift from DTI ratios to a price-based approach to improve qualified mortgage access
by Marian McPherson Jun 23
Help clients buy condos with federal home loans
Rules differ depending on the federal agency backing the loan
Investors aren't behind higher mortgage approval standards -- lenders are
Fannie Mae survey shows some lenders apply stricter standards than what their investors require, leaving some borrowers out in the cold
by Amy Tankersley Jul 28
Bid to boost capital reserves also includes changes to reverse mortgage offerings
by Inman Jan 30
Temporary exemption will allow government-backed loans to exceed 43 percent DTI
by Inman Jan 10
Why some think new rules are a 'drag' on the market
by Steve Bergsman Sep 7
New tool factors bankruptcy, FICO score and debt ratio into the equation
by Jack Guttentag Nov 21
Congress, interest groups form unlikely alliance to oppose plan
by Ken Harney Jun 7
Fast track to mortgage approval
by Jack Guttentag May 9