House with a "for sale" sign in the front yard
Popular with 1st-time homebuyers, FHA loans have higher delinquency rates, and borrowers are more likely to end up underwater or in foreclosure when home prices fall
by Matt Carter Dec 12
These are the 31 markets where home prices have fallen the most
Price softening continues to spread from the Sunbelt into the Western U.S., and the inventory of homes for sale is growing at an accelerating pace, ICE Mortgage Technology reports
by Matt Carter Jul 7
Cost of insurance, property tax top triggers of mortgage delinquencies
These hidden costs of homeownership were given a 37% risk factor for triggering mortgage delinquency by leaders in default servicing, according to a survey by Auction.com
by Lillian Dickerson Jul 23
Mortgage delinquency fell to an all-time low in May: Data
For the month of May, 2.6% of all mortgages in the US were in some stage of delinquency, a 0.1% decrease from the levels seen a year before, according to data from CoreLogic
by Ben Verde Jul 27
Home price declines leave 450,000 borrowers underwater
Six out of 10 borrowers who owe more on their mortgages than their homes are worth bought or refinanced their homes in 2022, according to the latest Black Knight Mortgage Monitor
by Matt Carter Dec 5
Homebuyer education, counseling no panacea for mortgage default
Women and adults under 30 did see improvements to their credit scores in pioneering a randomized study of 5,854 prospective first-time homebuyers
by Matt Carter Sep 9
Delinquency rates remain at rock bottom, according to new report
CoreLogic reports the number of people behind on their mortgage payments fell to a new record low, helped by rise in home prices and past government protection
by Taylor Anderson Jun 14
Mortgage delinquency rates continue to improve: CoreLogic
While on the decrease from past months, mortgage delinquencies are still up 1.3 percentage points from last March
While still high, mortgage delinquencies see small decline
5.8% of homeowners fell delinquent on their mortgages in December, compared to 3.7% during the same period in 2019
Beyond the headlines: Revisiting mortgage forbearance
Opinion
Looking for a little clarity on this week's news? Windermere Chief Economist Matthew Gardner takes another look at mortgage forbearance, explaining the latest data and insights in light of some recent headlines
by Matthew Gardner Sep 15
Down payment assistance programs remain strong during pandemic
According to Down Payment Resource's latest report, 81% of down payment assistance programs in Q3 still had funding for homebuyers
by Marian McPherson Sep 11
Hurricane Harvey flooding in Port Arthur, TX
The number of delinquent mortgages soared for the second month in a row, rising 24 percent in regions of Texas and Florida in the wake of hurricanes.
Foreclosure inventory dips in August, says CoreLogic
Report shows completed foreclosures have fallen 69 percent from 2010 peak
by Kimberly Manning Oct 14
RealtyTrac reports less than 1 percent of delinquent homes qualify for FHFA program
RealtyTrac Q1 2016 U.S. Home Equity and Underwater Report shows Denver, Austin among top improving markets
by Kimberly Manning May 11
Houston delinquent mortgages are lower than the nation's
Houston's rate is slightly higher than the statewide rate
by Inman Nov 18