Rising mortgage rates take a toll on demand for FHA, VA loans
First-time homebuyers who rely on government mortgage programs are 'increasingly challenged' by rapid home price increases and higher mortgage rates
by Matt Carter Mar 23
What the US climate-risk review means for FHA, VA loans and more
Government agencies are looking to better quantify risks from climate change, a step with implications for government-backed home loans
by Daniel Houston Oct 19
Jump in rates cuts into demand for mortgages
Rising mortgage rates have curbed demand for refinancing and purchase loans after inflation worries pushed rates to highest levels since July, according to the MBA
by Matt Carter Oct 6
Deep dive into mortgage data claims glaring racial disparities
Journalists at watchdog say credit scores and algorithms used by Fannie Mae and Freddie Mac could be to blame
by Matt Carter Aug 26
FHA relaxes underwriting for student loan borrowers
Lenders can use borrower's actual monthly student loan payment when calculating their overall debt burden
by Matt Carter Jun 25
Forbearance rate drops for 7th week in a row
2.3M homeowners still aren't making their monthly mortgage payments
by Matt Carter Apr 19
Big mortgage insurer may jump on IPO bandwagon
After throwing in the towel on a $2.7 billion merger, Genworth Financial is considering spinning off its mortgage insurance division
by Matt Carter Apr 13
Foreclosure ban and mortgage forbearance through June
Analysts say unemployment will continue to be an ongoing issue even as the pandemic subsides
by Andrea V. Brambila Feb 16
How to give first-time buyers the low-down on down payments
Helping millennial homebuyers find the right loans for them
by Steve Cook Feb 25
Veterans Affairs loans have spiked since 2007 recession: Study
In 2007, only 30% of first-time service members and veteran buyers used a VA loan. That increased to 78% by 2016
by Patrick Kearns Mar 1
Washington, D.C. Capitol building Congress
Deals that rely on an array of federal programs and agencies are all on hold while political leaders spar over how to fund the government
by Jim Dalrymple II Jan 18
How the government shutdown is impacting homebuyers
Realtors and loan originators offer advice on navigating the shutdown
by Patrick Kearns Dec 28
The 20% fallacy: Why you do NOT need 20% down -- or do you?
Homebuyers have more options than they realize
by Steve Cook Jul 11
How to give millennials the low-down on low down payments
Helping first-time buyers with the right loans for them
by Steve Cook Feb 29
How to help clients get into homes despite tight mortgage credit
Although credit availability remains challenging, non-bank and non-prime options offer solutions
by Ray Brousseau Feb 24