Bid to boost capital reserves also includes changes to reverse mortgage offerings
Annual insurance premiums going up again in 2013
PowerSaver loans provide up to $25,000 for insulation, HVAC, solar
Former Long & Foster exec David Stevens will leave FHA at end of this month
Wells Fargo, Quicken Loans revise credit, down payment requirements
Total capital resources increase $1.5B since last year
First lender must agree to forgive 10% of loan principal
Upfront payment dialed back, but annual premiums increasing