APIs are designed to help lenders discover bias in algorithms and take a second look at rejected applicants
Journalists at watchdog say credit scores and algorithms used by Fannie Mae and Freddie Mac could be to blame
The lenders who took the most market share in purchase mortgages in 2020 are best prepared to dominate lending in 2021
Home Mortgage Disclosure Act data reveals a growth surge across mortgage lending, with one lender's volume increasing more than 340% from the year prior
Only 1 state in the US was found to offer lower interest rates to women than men, on average, for a 30-year, fixed-rate mortgage, according to mortgage tech company Own Up
A proposed rule change would let smaller lenders avoid government data reporting requirements if they only make a few closed-end mortgages per year
TRID errors cause delays
A new study posits that higher prices are better for minorities because lending standards tend to loosen
National Low Income Housing Coalition's Robin Hood-esque proposal would lower cap for mortgages higher than $500,000 to subsidize federal programs for low-income borrowers
Zillow and HMDA reports highlight ongoing disparities in mortgage loan application acceptance rates among different racial groups
Pro Teck Valuation Services says high loan-to-value ratios are holding back metro areas hardest hit by housing crisis
Zillow, HUD will host town hall meeting, 'Building Equality in Housing'
Critics: Focusing on outcomes, rather than intent, flies in the face of sound underwriting practices
Free site has latest unemployment, vacancy numbers
Fed analysis shows prime borrowers fueled growth